💳 Global Acceptance

• ✅ Anywhere Mastercard is accepted → POS, ATMs, and online merchants
  
• ✅ Works in 210+ countries across retail, travel, e-commerce, and professional services
• ✅ Accepted for in-store purchases, online transactions, and mobile wallets (Apple Pay, STC Pay, etc.)
• ✅ Compatible with foreign currencies – automatic conversion to SAR based on Mastercard exchange rates

🏨 🚗 📱 Special Use Cases

SiFi cards also support pre-authorization transactions, which are commonly required for high-value or recurring purchases:

🏨 Hotels

• Secure bookings without rejection
  
• Supports security deposits (e.g., “hold amounts” for check-in)
• Works for both domestic (KSA) and international hotels

🚗 Car Rentals

• Accepted for rental deposits and booking fees
  
• Ensures smooth check-out when agencies require a credit card hold

📲 Online Advertising & Subscriptions

• Works seamlessly with major ad platforms:
  

• • Google Ads
  • Meta/Facebook Ads
  • LinkedIn Ads
  
  
• Supports software subscriptions & recurring charges (e.g., Zoom, Notion, AWS, HubSpot)
• No interruptions for monthly renewals or auto-charging merchants

🔄 Recurring & Pre-Authorized Payments

Some transactions don’t charge immediately but require card authorization first.

SiFi cards handle this just like a global credit card:

• Subscriptions → SaaS tools, streaming services, memberships

• Utilities & bills → cloud services, telecom, professional services

• Travel bookings → flights, hotel chains, ride-hailing apps

👉 Your card will not decline as long as sufficient budget and company policy compliance are in place.

📌 Important Considerations

While your card is accepted globally, here are some key points to keep in mind:

1. 💡 Available Balance – Ensure enough funds are assigned to your card or budget.

2. ⚠️ Company Rules Apply – Transactions may still be declined due to:

   • Merchant category restrictions

   • Spending limits

   • Suspicious/fraudulent activity

3. 🌐 Foreign Transactions – Currency conversion fees may apply as per Mastercard rules.

4. 🏦 Pre-Authorization Holds – Some merchants (e.g., hotels, rentals) may hold an amount temporarily before final settlement.

🛠 Troubleshooting Acceptance Issues

• ❌ Card declined at hotel/car rental → Ensure pre-authorization is supported and check with SiFi support.
  
• ❌ Decline on online ads/subscriptions → Verify budget allocation and merchant category rules.
• ❌ International purchase declined → Confirm with your company admin that international spending is allowed.
• ❌ Recurring payment failed → Re-check limits, ensure recurring billing is enabled, or update payment details in the merchant portal.