Cardholders → Can lock or unlock their own cards anytime (web or mobile).
Admins / Finance Managers → Can lock, unlock, or cancel cards when required (e.g., compliance, fraud).
System (Auto-Controls) → SiFi can automatically lock or block cards if risks or compliance issues are detected.
👉 The experience is the same across web and mobile, so you can manage cards from anywhere.
Locking a card prevents it from being used for transactions until it’s unlocked again.
Who can do it:
Cardholders → To temporarily stop using their own card.
Admins → To enforce company policies.
System → Auto-locks based on compliance or fraud rules.
Steps:
Go to Cards.
Select the card you want to manage.
Tap or click Lock / Unlock.
When your card may be auto-locked:
📑 Missing receipts: If you don’t upload receipts as per your company’s Receipt Compliance Policy, your card can be automatically locked until you comply.
🛡️ Fraud protection: If unusual or high-risk activity is detected (e.g., suspicious foreign transactions), your card may be locked or blocked until verified.
Example Scenarios:
An employee forgets to upload meal receipts → Card is auto-locked until compliance is restored.
A card is used in a high-risk region not typically associated with your company → Card is automatically blocked pending review.
Canceling a card is a permanent action once done, the card cannot be reactivated (not even by admins).
Who can do it:
Admins / Finance Managers only.
Budget managers for cards under the budget
Steps:
Go to Cards.
Select the card you want to cancel.
Choose Cancel Card.
Confirm action
When to cancel a card:
Employee has left the company.
Card was compromised and you want a permanent replacement.
Budget or project linked to the card has ended.